Budgeting & Financial Planning

Overview

This chapter focuses on creating and maintaining effective budgets and developing personal financial plans. Students will learn practical methods for tracking income, categorizing expenses, and aligning spending with personal values and goals. We'll explore strategies for building emergency funds, implementing saving habits, and maintaining organized financial records. These skills form the foundation of financial stability and success.

Topics Covered

• Creating personal budgets
• Income tracking
• Expense categorization
• Needs vs. wants analysis
• Emergency funds
• Saving strategies
• Financial record keeping