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Learning Graph for Personal Finance

This section contains the learning graph for this textbook. A learning graph is a graph of concepts used in this textbook. Each concept is represented by a node in a network graph. Concepts are connected by directed edges that indicate what concepts each node depends on before that concept is understood by the student.

View the Learning Graph

A learning graph is the foundational data structure for intelligent textbooks that can recommend learning paths. A learning graph is like a roadmap of concepts to help students arrive at their learning goals.

At the left of the learning graph are prerequisite or foundational concepts. They have no outbound edges. They only have inbound edges for other concepts that depend on understanding these foundational prerequisite concepts. At the far right we have the most advanced concepts in the course. To master these concepts you must understand all the concepts that they point to.

Here are other files used by the learning graph.

Course Description

We use the Course Description as the source document for the concepts that are included in this course. The course description uses the 2001 Bloom taxonomy to order learning objectives.

List of Concepts

We use generative AI to convert the course description into a Concept List. Each concept is in the form of a short Title Case label with most labels under 32 characters long.

Concept Dependency List

We next use generative AI to create a Directed Acyclic Graph (DAG). DAGs do not have cycles where concepts depend on themselves. We provide the DAG in two formats. One is a CSV file and the other format is a JSON file that uses the vis-network JavaScript library format. The vis-network format uses nodes, edges and metadata elements with edges containing from and to properties. This makes it easy for you to view and edit the learning graph using an editor built with the vis-network tools.

Analysis & Documentation

Course Description Quality Assessment

This report rates the overall quality of the course description for the purpose of generating a learning graph.

  • Course description fields and content depth analysis
  • Validates course description has sufficient depth for generating 200 concepts
  • Compares course description against similar courses
  • Identifies content gaps and strengths
  • Suggests areas of improvement

View the Course Description Quality Assessment

Learning Graph Quality Validation

This report gives you an overall assessment of the quality of the learning graph. It uses graph algorithms to look for specific quality patterns in the graph.

  • Graph structure validation - all concepts are connected
  • DAG validation (no cycles detected)
  • Foundational concepts: 9 entry points
  • Indegree distribution analysis
  • Longest dependency chains
  • Connectivity: percent of nodes connected to the main cluster

View the Learning Graph Quality Validation

Concept Taxonomy

In order to see patterns in the learning graph, it is useful to assign colors to each concept based on the concept type. We use generative AI to create about a dozen categories for our concepts and then place each concept into a single primary classifier.

  • A concept classifier taxonomy with 12 categories
  • Category organization - foundational elements first, retirement planning last
  • Balanced categories (3.5% - 15% each)
  • All categories under 30% threshold
  • Pedagogical flow recommendations
  • Clear 3-5 letter abbreviations for use in CSV file

View the Concept Taxonomy

Taxonomy Distribution

This reports shows how many concepts fit into each category of the taxonomy. Our goal is a somewhat balanced taxonomy where each category holds an equal number of concepts. We also don't want any category to contain over 30% of our concepts.

  • Statistical breakdown
  • Detailed concept listing by category
  • Visual distribution table
  • Balance verification

View the Taxonomy Distribution Report

Summary Statistics

  • Total Concepts: 200
  • Foundational Concepts: 9 (Money Management, Financial Goal Setting, Economic Literacy, Assets and Liabilities, Commercial Banks, Credit Unions, Credit Score, Insurance Principles, Identity Theft)
  • Taxonomy Categories: 12 (FOUND, BANK, BUDG, CRED, INV, TAX, INS, LOAN, SEC, EDU, CAR, RET)
  • Total Dependencies: 267 edges
  • Average Dependencies per Concept: 1.40
  • Maximum Dependency Chain: 10 levels deep
  • Largest Category: Investing & Savings (30 concepts, 15%)
  • Smallest Categories: Career & Income, Retirement Planning (7 concepts each, 3.5%)
  • Quality Score: 85/100 - High quality learning graph

Using the Learning Graph

The learning graph can be used to:

  1. Personalize Learning Paths: Identify which foundational concepts a student needs before advancing
  2. Curriculum Design: Organize course content in a logical progression
  3. Prerequisite Validation: Ensure students have necessary background before tackling complex topics
  4. Assessment Planning: Create quizzes that test foundational knowledge before advanced concepts
  5. Visual Navigation: Provide interactive graph visualization for exploring related concepts
  6. Adaptive Content: Recommend next concepts based on mastery of prerequisites
  7. Gap Analysis: Identify missing prerequisite knowledge when students struggle

Next Steps

After reviewing the learning graph, you can:

  • Run the book-chapter-generator skill to create chapter outlines based on concept clusters
  • Install the learning graph viewer for interactive visualization
  • Generate assessments aligned with concept dependencies
  • Create concept-based glossary definitions
  • Develop learning pathways for different student goals

Learning graph generated using the learning-graph-generator skill v0.02 Generated: 2025-11-20