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408 | // Let's update our dependency map to fix isolated concepts
const conceptDependencies = {
// Foundation concepts (same as before)
"1": [], // Personal Finance
"2": [], // Financial Literacy
"3": ["1", "2"], // Money Management
"4": ["1"], // Financial Goals
"5": ["4"], // SMART Goals
"6": ["1", "2"], // Financial Philosophy
"7": ["1", "3", "4"], // Financial Planning Process
"8": ["1", "3"], // Balance Sheet
"9": ["1", "3", "8"], // Cash Flow Statement
"10": ["3", "9"], // Budget
"11": ["3", "10"], // Emergency Fund
"12": ["11"], // Financial Safety Net
"13": ["1", "7"], // Life Cycle Financial Planning
"14": ["2"], // Fintech
"15": [], // Banking System
"16": ["15"], // Financial Institutions
"17": ["16"], // Commercial Banks
"18": ["16"], // Credit Unions
"19": ["16", "14"], // Online Banks
"20": ["17", "18", "19"], // Checking Accounts
"21": ["17", "18", "19"], // Savings Accounts
"22": ["17", "18", "19"], // Money Market Accounts
"23": ["15"], // Interest Rates
"24": ["16", "20", "21", "22"], // Bank Fees
"25": ["14", "16"], // Electronic Banking
"26": ["14", "25"], // Mobile Banking
"27": ["3"], // Income Sources
"28": ["3", "10"], // Expense Tracking
"29": ["28"], // Expense Categories
"30": ["3", "10", "20"], // Cash Management
"31": [], // Credit Reports
"32": ["31"], // Credit Score
"33": ["31"], // Credit Bureaus
"34": ["31", "33"], // Consumer Rights
"35": ["34"], // Identity Protection
"36": ["35"], // Fraud Prevention
"37": ["32", "38"], // Credit Counseling
"38": [], // Consumer Debt
"39": ["38"], // Revolving Debt
"40": ["38"], // Installment Debt
"41": ["32", "38"], // Strategic Borrowing
"42": ["38", "39", "40"], // Debt Reduction Strategies
"43": ["42"], // Debt Consolidation
"44": ["38", "42"], // Bankruptcy
"45": ["38", "42"], // Debt Settlement
"46": ["40"], // Auto Loans
"47": ["40"], // Student Loans
"48": ["47"], // Federal Student Loans
"49": ["47"], // Private Student Loans
"50": ["40"], // Personal Loans
"51": ["39"], // Lines of Credit
"52": ["38"], // Buy Now Pay Later Services
"53": ["38"], // Payday Loans
"54": ["38", "53"], // Predatory Lending
"55": ["40"], // Mortgage Loans
"56": ["55"], // Mortgage Types
"57": ["55", "56"], // Home Buying Process
"58": ["55", "56"], // Refinancing
"59": ["55"], // Reverse Mortgages
"60": ["55", "57"], // Rent vs Buy Analysis
"61": ["40"], // Small Business Loans
"62": ["61"], // Microloans
"63": [], // Venture Capital
"64": ["63"], // Angel Investing
"65": ["14"], // Crowdfunding
"66": ["61"], // SBA Resources
"67": [], // Tax System
"68": ["67"], // Progressive Taxation
"69": ["67", "68"], // Income Tax
"70": ["67"], // Payroll Tax
"71": ["67"], // Property Tax
"72": ["67"], // Sales Tax
"73": ["69"], // Tax Filing Status
"74": ["69", "73"], // Dependents (Tax)
"75": ["69"], // Standard Deduction
"76": ["69", "75"], // Itemized Deductions
"77": ["69"], // Tax Credits
"78": ["69", "70"], // W-4 Form
"79": ["69", "73", "75", "76", "77"], // 1040 Form
"80": ["69", "138"], // 401(k) Plans
"81": ["69", "139"], // IRA Accounts
"82": ["69", "99"], // HSA Accounts
"83": ["69"], // 529 Plans
"84": ["69", "134"], // Tax Loss Harvesting
"85": ["69", "76"], // Charitable Giving
"86": ["67"], // State & Local Taxation
"87": ["67"], // Estate Tax
"88": ["67"], // Gift Tax
"89": [], // Risk Assessment
"90": ["89"], // Risk Management
"91": ["90"], // Insurance Terminology
"92": ["90", "91"], // Insurance Coverage
"93": ["91", "92"], // Policy Exclusions
"94": ["91", "92"], // Deductibles
"95": ["91", "92"], // Premiums
"96": ["91", "92"], // Claims Process
"97": ["90"], // Self-Insurance
"98": [], // U.S. Healthcare System
"99": ["98"], // Health Insurance Plans
"100": ["99"], // HMO Plans
"101": ["99"], // PPO Plans
"102": ["99"], // HDHP Plans
"103": ["98", "99"], // Medicare
"104": ["98", "99"], // Medicaid
"105": ["99", "102"], // Health Savings Accounts
"106": ["99"], // Flexible Spending Accounts
"107": ["91", "92"], // Auto Insurance
"108": ["91", "92"], // Liability Insurance
"109": ["107"], // Comprehensive Insurance
"110": ["107"], // Collision Insurance
"111": ["91", "92"], // Homeowners Insurance
"112": ["91", "92"], // Renters Insurance
"113": ["108"], // Umbrella Liability Policies
"114": ["111"], // Flood Insurance
"115": ["91", "92"], // Term Life Insurance
"116": ["91", "92"], // Permanent Life Insurance
"117": ["91", "92"], // Insurance Coverage Amounts
"118": ["91", "92"], // Disability Insurance
"119": ["91", "92"], // Long-Term Care Insurance
"120": [], // Risk-Return Relationship
"121": [], // Time Value of Money
"122": ["121", "123"], // Compound Interest
"123": ["121"], // Simple Interest
"124": ["120"], // Growth Investing
"125": ["120"], // Diversification
"126": ["125"], // Asset Allocation
"127": ["126"], // Dollar-Cost Averaging
"128": ["123"], // Certificates of Deposit
"129": ["21", "22"], // Money Market Funds
"130": ["121", "123"], // Fixed Income Securities
"131": ["130"], // Bonds
"132": ["131"], // Treasury Securities
"133": ["120"], // Equities
"134": ["133"], // Stocks
"135": ["133", "134"], // ETFs
"136": ["126", "133", "134"], // Mutual Funds
"137": ["135", "136"], // Index Funds
"138": ["121", "122"], // Employer Retirement Plans
"139": ["121", "122"], // Individual Retirement Accounts
"140": [], // Social Security Benefits
"141": ["138", "139", "140"], // Retirement Income Strategies
"142": ["139"], // Required Minimum Distributions
"143": ["133"], // Real Estate Investment Trusts
"144": ["120"], // Commodities
"145": ["144"], // Precious Metals
"146": ["133", "134"], // Options
"147": ["144"], // Futures
"148": ["133"], // Private Equity
"149": ["120"], // Collectibles
"150": ["120"], // Tangible Assets
"151": ["14", "120"], // Cryptocurrencies
"152": ["151"], // Blockchain
"153": ["14"], // Digital Payment Systems
"154": ["14", "126"], // Robo-Advisors
"155": ["154"], // Algorithmic Investing
"156": ["14"], // Peer-to-Peer Lending
"157": ["133"], // International Markets
"158": ["134", "157"], // Foreign Securities
"159": ["157"], // Currency Exchange - Fixed: Now depends on International Markets
"160": ["157"], // Emerging Markets
"161": ["157", "160"], // Geopolitical Risks
"162": [], // Market Structure
"163": ["162"], // Market Participants
"164": ["162"], // Market Indices
"165": [], // Economic Indicators
"166": ["162", "165"], // Market Cycles
"167": ["166"], // Market Volatility
"168": [], // Behavioral Finance
"169": ["168"], // Market Psychology
"170": ["165"], // Inflation
"171": ["165"], // Deflation
"172": ["170", "171"], // Purchasing Power
"173": ["165", "175"], // Monetary Policy
"174": ["165"], // Fiscal Policy
"175": [], // Federal Reserve
"176": ["165"], // Economic Growth
"177": ["165", "176"], // Recession
"178": ["157"], // Globalization
"179": ["3", "32", "41"], // First Job Financial Decisions
"180": ["47", "48", "49", "42"], // Student Loan Management
"181": ["31", "32"], // Building Credit
"182": ["1", "80", "99"], // Workplace Benefits
"183": ["4", "5", "7"], // Financial Priorities
"184": ["8", "9", "10"], // Marriage & Finances
"185": ["184"], // Children & Financial Planning
"186": ["83", "185"], // College Funding
"187": ["90", "99", "107", "111", "112", "115", "116", "117", "118", "119"], // Family Insurance Needs
"188": ["1", "192"], // Estate Planning Basics
"189": ["141"], // Retirement Income Planning
"190": ["99", "103", "119", "189"], // Healthcare in Retirement
"191": ["140", "189"], // Social Security Optimization
"192": ["87", "88"], // Estate Planning
"193": ["192"], // Inheritance Planning
"194": ["85", "192"], // Charitable Legacy
"195": ["1", "4"], // Opportunity Cost - Fixed: Now depends on Personal Finance and Financial Goals
"196": ["8", "9"], // Financial StatementsRetryClaude hit the max length for a
```
Let me continue building the concept dependency graph.
```js
// Continue building the concept dependency map
const conceptDependencies = {
// Foundation concepts (same as before)
"1": [], // Personal Finance
"2": [], // Financial Literacy
"3": ["1", "2"], // Money Management
"4": ["1"], // Financial Goals
"5": ["4"], // SMART Goals
"6": ["1", "2"], // Financial Philosophy
"7": ["1", "3", "4"], // Financial Planning Process
"8": ["1", "3"], // Balance Sheet
"9": ["1", "3", "8"], // Cash Flow Statement
"10": ["3", "9"], // Budget
"11": ["3", "10"], // Emergency Fund
"12": ["11"], // Financial Safety Net
"13": ["1", "7"], // Life Cycle Financial Planning
"14": ["2"], // Fintech
"15": [], // Banking System
"16": ["15"], // Financial Institutions
"17": ["16"], // Commercial Banks
"18": ["16"], // Credit Unions
"19": ["16", "14"], // Online Banks
"20": ["17", "18", "19"], // Checking Accounts
"21": ["17", "18", "19"], // Savings Accounts
"22": ["17", "18", "19"], // Money Market Accounts
"23": ["15"], // Interest Rates
"24": ["16", "20", "21", "22"], // Bank Fees
"25": ["14", "16"], // Electronic Banking
"26": ["14", "25"], // Mobile Banking
"27": ["3"], // Income Sources
"28": ["3", "10"], // Expense Tracking
"29": ["28"], // Expense Categories
"30": ["3", "10", "20"], // Cash Management
"31": [], // Credit Reports
"32": ["31"], // Credit Score
"33": ["31"], // Credit Bureaus
"34": ["31", "33"], // Consumer Rights
"35": ["34"], // Identity Protection
"36": ["35"], // Fraud Prevention
"37": ["32", "38"], // Credit Counseling
"38": [], // Consumer Debt
"39": ["38"], // Revolving Debt
"40": ["38"], // Installment Debt
"41": ["32", "38"], // Strategic Borrowing
"42": ["38", "39", "40"], // Debt Reduction Strategies
"43": ["42"], // Debt Consolidation
"44": ["38", "42"], // Bankruptcy
"45": ["38", "42"], // Debt Settlement
"46": ["40"], // Auto Loans
"47": ["40"], // Student Loans
"48": ["47"], // Federal Student Loans
"49": ["47"], // Private Student Loans
"50": ["40"], // Personal Loans
"51": ["39"], // Lines of Credit
"52": ["38"], // Buy Now Pay Later Services
"53": ["38"], // Payday Loans
"54": ["38", "53"], // Predatory Lending
"55": ["40"], // Mortgage Loans
"56": ["55"], // Mortgage Types
"57": ["55", "56"], // Home Buying Process
"58": ["55", "56"], // Refinancing
"59": ["55"], // Reverse Mortgages
"60": ["55", "57"], // Rent vs Buy Analysis
"61": ["40"], // Small Business Loans
"62": ["61"], // Microloans
"63": [], // Venture Capital
"64": ["63"], // Angel Investing
"65": ["14"], // Crowdfunding
"66": ["61"], // SBA Resources
"67": [], // Tax System
"68": ["67"], // Progressive Taxation
"69": ["67", "68"], // Income Tax
"70": ["67"], // Payroll Tax
"71": ["67"], // Property Tax
"72": ["67"], // Sales Tax
"73": ["69"], // Tax Filing Status
"74": ["69", "73"], // Dependents (Tax)
"75": ["69"], // Standard Deduction
"76": ["69", "75"], // Itemized Deductions
"77": ["69"], // Tax Credits
"78": ["69", "70"], // W-4 Form
"79": ["69", "73", "75", "76", "77"], // 1040 Form
"80": ["69", "138"], // 401(k) Plans
"81": ["69", "139"], // IRA Accounts
"82": ["69", "99"], // HSA Accounts
"83": ["69"], // 529 Plans
"84": ["69", "134"], // Tax Loss Harvesting
"85": ["69", "76"], // Charitable Giving
"86": ["67"], // State & Local Taxation
"87": ["67"], // Estate Tax
"88": ["67"], // Gift Tax
"89": [], // Risk Assessment
"90": ["89"], // Risk Management
"91": ["90"], // Insurance Terminology
"92": ["90", "91"], // Insurance Coverage
"93": ["91", "92"], // Policy Exclusions
"94": ["91", "92"], // Deductibles
"95": ["91", "92"], // Premiums
"96": ["91", "92"], // Claims Process
"97": ["90"], // Self-Insurance
"98": [], // U.S. Healthcare System
"99": ["98"], // Health Insurance Plans
"100": ["99"], // HMO Plans
"101": ["99"], // PPO Plans
"102": ["99"], // HDHP Plans
"103": ["98", "99"], // Medicare
"104": ["98", "99"], // Medicaid
"105": ["99", "102"], // Health Savings Accounts
"106": ["99"], // Flexible Spending Accounts
"107": ["91", "92"], // Auto Insurance
"108": ["91", "92"], // Liability Insurance
"109": ["107"], // Comprehensive Insurance
"110": ["107"], // Collision Insurance
"111": ["91", "92"], // Homeowners Insurance
"112": ["91", "92"], // Renters Insurance
"113": ["108"], // Umbrella Liability Policies
"114": ["111"], // Flood Insurance
"115": ["91", "92"], // Term Life Insurance
"116": ["91", "92"], // Permanent Life Insurance
"117": ["91", "92"], // Insurance Coverage Amounts
"118": ["91", "92"], // Disability Insurance
"119": ["91", "92"], // Long-Term Care Insurance
"120": [], // Risk-Return Relationship
"121": [], // Time Value of Money
"122": ["121", "123"], // Compound Interest
"123": ["121"], // Simple Interest
"124": ["120"], // Growth Investing
"125": ["120"], // Diversification
"126": ["125"], // Asset Allocation
"127": ["126"], // Dollar-Cost Averaging
"128": ["123"], // Certificates of Deposit
"129": ["21", "22"], // Money Market Funds
"130": ["121", "123"], // Fixed Income Securities
"131": ["130"], // Bonds
"132": ["131"], // Treasury Securities
"133": ["120"], // Equities
"134": ["133"], // Stocks
"135": ["133", "134"], // ETFs
"136": ["126", "133", "134"], // Mutual Funds
"137": ["135", "136"], // Index Funds
"138": ["121", "122"], // Employer Retirement Plans
"139": ["121", "122"], // Individual Retirement Accounts
"140": [], // Social Security Benefits
"141": ["138", "139", "140"], // Retirement Income Strategies
"142": ["139"], // Required Minimum Distributions
"143": ["133"], // Real Estate Investment Trusts
"144": ["120"], // Commodities
"145": ["144"], // Precious Metals
"146": ["133", "134"], // Options
"147": ["144"], // Futures
"148": ["133"], // Private Equity
"149": ["120"], // Collectibles
"150": ["120"], // Tangible Assets
"151": ["14", "120"], // Cryptocurrencies
"152": ["151"], // Blockchain
"153": ["14"], // Digital Payment Systems
"154": ["14", "126"], // Robo-Advisors
"155": ["154"], // Algorithmic Investing
"156": ["14"], // Peer-to-Peer Lending
"157": ["133"], // International Markets
"158": ["134", "157"], // Foreign Securities
"159": ["157"], // Currency Exchange - Fixed: Now depends on International Markets
"160": ["157"], // Emerging Markets
"161": ["157", "160"], // Geopolitical Risks
"162": [], // Market Structure
"163": ["162"], // Market Participants
"164": ["162"], // Market Indices
"165": [], // Economic Indicators
"166": ["162", "165"], // Market Cycles
"167": ["166"], // Market Volatility
"168": [], // Behavioral Finance
"169": ["168"], // Market Psychology
"170": ["165"], // Inflation
"171": ["165"], // Deflation
"172": ["170", "171"], // Purchasing Power
"173": ["165", "175"], // Monetary Policy
"174": ["165"], // Fiscal Policy
"175": [], // Federal Reserve
"176": ["165"], // Economic Growth
"177": ["165", "176"], // Recession
"178": ["157"], // Globalization
"179": ["3", "32", "41"], // First Job Financial Decisions
"180": ["47", "48", "49", "42"], // Student Loan Management
"181": ["31", "32"], // Building Credit
"182": ["1", "80", "99"], // Workplace Benefits
"183": ["4", "5", "7"], // Financial Priorities
"184": ["8", "9", "10"], // Marriage & Finances
"185": ["184"], // Children & Financial Planning
"186": ["83", "185"], // College Funding
"187": ["90", "99", "107", "111", "112", "115", "116", "117", "118", "119"], // Family Insurance Needs
"188": ["1", "192"], // Estate Planning Basics
"189": ["141"], // Retirement Income Planning
"190": ["99", "103", "119", "189"], // Healthcare in Retirement
"191": ["140", "189"], // Social Security Optimization
"192": ["87", "88"], // Estate Planning
"193": ["192"], // Inheritance Planning
"194": ["85", "192"], // Charitable Legacy
"195": ["1", "4"], // Opportunity Cost - Fixed: Now depends on Personal Finance and Financial Goals
"196": ["8", "9"], // Financial Statements
"197": ["8"], // Net Worth
"198": ["7"], // Financial Independence
"199": ["3", "121", "122", "125"], // Wealth Building
"200": ["1", "2", "3", "4", "5", "6", "7", "199"] // Financial Well-Being
};
|